Shopping for a Diamond Engagement Ring: High 5 Suggestions

Okay, you might be able to “pop” the query, and it’s good to get deal on a diamond engagement ring. After all, you’ve got a restricted finances. So how do you determine what to purchase?

Listed here are 5 shopping suggestions that can aid you get the best diamond ring on the proper worth.

1. Store for the Diamond First. Whether or not you store online or in-store, first choose the diamond after which the setting (the ring itself). Keep away from shopping for pre-packaged, diamond engagement ring products. Diamonds already set in a hoop are normally decrease high quality and overpriced. By shopping for a unfastened diamond first, you will get a greater high quality diamond and nonetheless keep inside your finances. At your native jeweler’s store, you possibly can extra simply study a unfastened diamond below a microscope or 10X magnifying glass (known as a jeweler’s loupe), than one already in a setting. The diamond’s dimension and form may even usually dictate what kind of setting to get.

2. Learn the Grading Report. Solely purchase a diamond of.23 carat or larger if it comes with a diamond grading report or certificates from a good gemological laboratory, equivalent to GIA (Gemological Institute of America) which grades over 75% of the fine jewellery high quality diamonds, or AGSL (American Gem Society Laboratories) a number one grader of upper high quality stones. The grading report/certificates will confirm the diamond’s carat weight and high quality, together with the colour grade, readability grade, reduce grade, and different essential traits that have an effect on the diamond’s worth. Respected retailers will assist you to examine the grading report/certificates earlier than buying the diamond diamond shop.

3. Discover Out What You Can Afford. Even earlier than heading to your native jeweler or browsing over the Web to seek out one of many main on-line diamond retailers like www.bluenile.com, it’s good to know what sort of diamond try to be shopping for. The ‘What Diamond Can I Afford’ tool obtainable at www.diamondpricebluebook.com will stroll you thru the method of figuring out the form, coloration grade, readability grade, reduce grade and carat vary of diamonds inside your spending finances based mostly on the issues which can be an important to you in regards to the diamond. Keep in mind so as to add in the price of the setting (which may vary from $200 to over $400) to remain inside your whole finances. Within the web site’s Study About Diamonds training part, you will get all the data it’s good to make you an knowledgeable diamond shopper. When you get an idea what you possibly can afford, it is time to go shopping!

4. Examine Diamond Costs and Confirm Earlier than You Purchase. Diamond costs range not solely by a diamond’s dimension (carat weight) and high quality, however by retailer as properly. You must anticipate to pay 5 to 45% extra for a diamond at your native jeweler, division retailer or jewellery chain retailer than when you purchase over the Web, relying on the diamond. However for that additional worth you need to anticipate to get particular person buyer service and won’t have to attend to your buy to reach by FEDEX or UPS. Take cost of your diamond shopping and do not be pushed into shopping for one thing you possibly can’t afford or don’t need. Search online and evaluate costs, and go to a number of shops earlier than deciding on a diamond. Then, before you purchase, confirm the value is truthful by checking the blue guide worth for the diamond online.

5. Purchase With Her in Thoughts When Selecting the Form and Setting. In the event you get the prospect, window store together with her to see what form of diamond and sort of setting she would favor. If you wish to shock her, it’s possible you’ll have to ask her associates or a family member if she would favor a yellow gold, white gold or a platinum setting. If she has skinny lengthy fingers, a Marquise form could also be higher than an Emerald form diamond. The preferred form is the Spherical Good, however it’s also the costliest on a per-carat foundation. The Princess form is presently a preferred diamond for engagement rings and may be as much as 10% much less per carat than a Spherical Good. Extra essential than saving a number of {dollars} is insuring she is pleased with the form of the diamond and sort of setting, so do your homework before you purchase.